2-Minute Read

Flip the Cap Episode 23: Data Center Insurance Risks: Professional Lines and Environmental Exposures

Nov 2, 2026

Welcome to Flip the Cap, the insurance industry’s premier podcast! In this episode, Kathryn Smith sits down with Jencap’s Deborah Dioguardi, Professional Lines National Practice Leader, and Canaan Crouch, Environmental and Energy National Practice Leader. Together, they break down the insurance exposures data centers carry at every stage, from land purchase and design through construction and daily operation.

AI, cloud computing, and digital transformation are driving one of the largest infrastructure build-outs of this generation. Data centers have moved from a niche real estate class to critical infrastructure, and their risk profile now spans professional liability, cyber, environmental, energy, property, and casualty lines. Deborah and Canaan explain how AI raises power and cooling demands, why coverage gaps appear between policies, and what retail agents should check in policy language today.

If your clients design, build, operate, or power data centers, this episode gives you the questions to ask before your next placement.

Episode Highlights Include:

Why data centers are increasingly an energy risk
How AI is changing traditional insurance exposures
The insurance needs at each stage of a data center’s lifecycle - from design and development, to construction and operational
Coverage language and potential gaps agents should be watching out for

Key Takeaways for Agents:

A single data center concentrates risk for many companies in one location.
Coverage gaps sit between policies; tech E&O and cyber should be coordinated.
Check each professional lines policy for how it treats AI liability.

🎧 Tune in now to Flip the Cap, the industry’s premier podcast that delivers insurance insights with a twist!

Placing a data center, construction, technology, or energy risk? Jencap’s professional lines and environmental specialists help you coordinate coverage across the full project lifecycle and close the gaps between policies.

Kathryn Smith

Jencap's Managing Director of Marketing, Kathryn Smith, has dedicated her entire career to the insurance industry. A diverse background equips Kathryn with a unique 360-degree perspective, having experienced the industry from all angles: agency, carrier, and wholesaler. She consistently produces award-winning marketing content and hosts the Jencap insurance podcast, "Flip the Cap."

Explore Further

Flip the Cap Episode 23: Data Center Insurance Risks: Professional Lines and Environmental Exposures

Nov 2, 2026

Flip the Cap Episode 22: Jencap 10 Year Anniversary Edition: John Jennings on Growth, Culture, and What’s Next

Apr 7, 2026

Flip the Cap Episode 21: Global E&S Trends, Emerging Risks and 2026 Predictions

Nov 12, 2025

Flip the Cap Episode 20: The Energy Pivot: What’s Here to Stay and What’s On the Way

Aug 27, 2025

Flip the Cap Episode 19: Cannabis Insurance Insights: Regulatory Shifts, Coverage Gaps & Expert Strategies

Jul 31, 2025

Flip the Cap Episode 18: The Big Build: Inside Construction Wrap-Up Programs

Apr 24, 2025

Flip the Cap Episode 17: Flames of Uncertainty: How Wildfires Are Shaping Insurance

Mar 20, 2025

Flip the Cap Episode 16: Beyond Professional Liability: Ancillary Lines You Can’t Ignore

Nov 20, 2024

Flip the Cap Episode 15: Workers’ Comp Compass: Expert Advice from Kristi Tinker

Oct 3, 2024

Flip the Cap Episode 14: Marketing for Non-Marketers: How to Boost the Bottom Line

Aug 21, 2024

Flip the Cap Episode 13: Loren Henry, Recharging the Energy Sector

Jun 20, 2024

Flip the Cap Episode 12: Unlocking the Secrets to Change Management with Bruce Peddle

May 13, 2024

Trends & White Papers

Agent’s Guide to Professional Liability Gaps (and How to Close Them)

In Professional risks, protection and exposure comes down to the fine print. Jencap’s professional lines specialists help you see what others might miss.

Agent Guide | Q1 2026 | 13 MINUTES

Put Jencap to Work For You

Whether they realize it or not, most every business has some sort of environmental exposure. It's more important than ever for companies to evaluate their environmental risk profile and secure appropriate insurance coverage. At Jencap, we don't have generalist brokers; our dedicated team of environmental brokers has worked every angle of the environmental industry and knows it inside and out.

VIEW OUR SOLUTIONS GET A QUOTE

Stay Informed

Get marketplace trends, new product and program launches, and product expertise from Jencap, delivered to your inbox.